Your credit report has errors working against you. We remove them.
Three rounds of aggressive, documented disputes across all three bureaus — built to get inaccurate, unverifiable, and outdated items off your report.
Errors are common
Duplicate accounts, outdated collections, and unverifiable items show up on credit reports far more often than most people realize — and they rarely fix themselves.
Disputes take persistence
Bureaus and creditors are required to respond to challenges, but getting a result usually takes more than one round and more than a form letter.
Every point matters
Your score affects the rate you're offered, the apartment you can rent, and the cards you qualify for. We treat each item on your report accordingly.
Your credit isn't a mystery to me. It's what I do.
financial industry
I'm Raven, and I've spent over a decade working across taxes, credit, business funding, and lending. I've seen how reports are read, how applications are decided, and what lenders really look for.
The Gold Standard Group is built on that experience. You get a process shaped by someone who has worked on both sides of the table, not a template letter.
Three rounds. One clear process.
Every case moves through the same disciplined sequence — no guesswork, no filler rounds. Start with Round 1 for $59; Rounds 2 and 3 are available as checkout options as your case progresses.
Full audit & first dispute wave
We pull your reports from all three bureaus, identify every item that's inaccurate, unverifiable, or outdated, and file the first round of disputes directly with the bureaus and creditors.
Escalation & follow-through
Bureaus that fail to verify or respond within the legal window get challenged again, with stronger documentation. Items that were deleted are confirmed; items still standing get escalated.
Final push & report review
The remaining items receive a final, targeted dispute round. We close with a full report review so you know exactly where your score stands and what's left, if anything.
What the rounds actually move
Real score pulls and dispute outcomes from client accounts, round by round.
Results vary by client and by what appears on each individual report. Screenshots reflect actual account activity; names and account numbers are redacted for privacy.
We can't dispute what we can't see updating in real time.
Credit monitoring gives us live visibility into your reports as bureaus and creditors respond — so we know the moment something is deleted, verified, or needs to be escalated in the next round, instead of waiting on a mailed statement.
It stays active for the duration of your repair process and is billed separately from your enrollment.
Enrollment
One price, three full rounds, no surprise add-ons.
- – Full 3-bureau credit audit
- – Round 1 dispute wave across all three bureaus
- – Direct creditor & bureau follow-through
- – Round-by-round progress updates
- – Additional rounds & priority access offered at checkout — priority access from $47
- – Klarna & Afterpay accepted at checkout
Denied a bank account? Let's dispute your ChexSystems report.
ChexSystems tracks banking history like overdrafts, unpaid fees, and closed accounts, and it can get you turned down for checking and savings accounts. If your report contains inaccurate, unverifiable, or outdated items, we dispute them for you.
This is separate from your credit bureau repair, so you can add it on its own or alongside your rounds.
- – Review of your ChexSystems report
- – Disputes filed on inaccurate or unverifiable items
- – Follow-through on responses
Common questions
Your $59 enrollment covers the full 3-bureau credit audit and Round 1 of disputes filed on your behalf. Additional rounds, along with priority access starting at $47, are offered as options at checkout so you can choose how far to take your case. Credit monitoring is billed separately starting at $39.99/month for the duration of your active repair.
Yes. Once you enroll in Round 1, additional rounds and priority access (starting at $47) are available as options at checkout. Klarna and Afterpay are also accepted at checkout if you'd rather split payments over time.
Monitoring gives us live updates as bureaus and creditors respond to disputes, so each round can be built on accurate, current information instead of guesswork.
Bureaus generally have 30 days to respond to a dispute. Three rounds typically span a few months from your first audit to your final report review, though timing depends on what's on your specific reports.
You'll get a confirmation with next steps, including how to set up credit monitoring access so we can begin your first audit and Round 1 disputes.
Yes. ChexSystems disputes are now available on the website for a one-time fee of $69. We review your report and dispute inaccurate, unverifiable, or outdated items. Results depend on what is on your individual report and are not guaranteed.
You're entitled to a free copy of your ChexSystems report once every 12 months. Request it at chexsystems.com, or call ChexSystems Consumer Relations at 1-800-428-9623. You can also request it by mail. You'll need your personal details, such as your Social Security number and date of birth, to verify your identity.
Email a copy of your report to [email protected]. Once we receive it, we review it and start your disputes. Make sure the full report is included so we can see every item.
We need your report in hand to begin, so request it from ChexSystems first if you haven't already. The report itself is free from ChexSystems. The $69 covers our review and disputes.
We look for items that are inaccurate, unverifiable, or outdated, such as accounts that aren't yours, incorrect balances, or closed-account records reported incorrectly. Items that are accurate and verifiable may remain on your report.
Timing depends on the items on your report and how ChexSystems and the reporting banks respond. Disputes are generally investigated within about 30 days of being filed, and we follow through on the responses.
No credit repair service can guarantee specific deletions or score increases — outcomes depend on what's actually inaccurate, unverifiable, or outdated on your individual reports.
Your report won't correct itself.
Enroll today and your first audit begins the process. Klarna & Afterpay available at checkout.
Begin My Case — $59